Health Insurance

2009 - 10 Student Insurance Plan Highlights

All registered students must have health insurance (this does not include Worldwide Students)! Enrollment is automatic—your student account will be charged the insurance fee. Upon enrollment, all insurance information (your insurance card) will be sent to your campus mailbox. For those that do not have a campus mailbox, your insurance information will be sent to Health Services and you can stop by and pick up the information. If you already have insurance, you may waive out of the student plan—the waiver period begins July 1, 2009 and the deadline is August 31, 2009.

The Student Insurance Plan offers you:

  • Year-round coverage available – August 15, 2009 through August 16, 2010
  • Access to UnitedHealthcare’s nationwide network of health care professionals, including primary care and specialist doctors.
  • Travel Assistance Services and Worldwide Medical coverage while traveling abroad.

Who is Eligible?

All International students and ERLI students by law and University requirements, must have health insurance as a condition of enrollment. This must be a United States based insurance with Major Medical coverage in order to meet residency requirements as established by the State Dept. If you have insurance and wish to be exempt from the University group policy, the deadline for providing proof of alternative insurance is by the end of the second week of class.

To be exempt from the University group policy, please bring your policy provisions, stipulating the amount of coverage for illness and injuries to Mrs. Judy Assad (she is located in the Doolittle Annex Building). You may also e-mail your policy to her prior to your arriving at ERAU; her e-mail address is assadj@erau.edu. She will then, in turn, forward the information to the Health Insurance Coordinator, who will waive you out of the school insurance and your account will be credited. If you do not provide proof of your alternative coverage by the second week of class, you will be responsible to pay for the University insurance policy.

  • All registered Domestic students taking credit hours are required to purchase the Basic Benefits of this insurance Plan. Insured students may purchase Major Medical Option I or II on an optional basis.
  • All International students who are in traditional academic programs are required to purchase the Basic Benefits of this insurance Plan. All insured students may purchase the Optional Catastrophic coverage on an optional basis.
  • Eligible students who do enroll may also insure their Dependents. Eligible Dependents are the spouse or Domestic Partner and their children under 25 years of age who are not self-supporting; who live with the Insured or who are a full-time or part-time student. The Named Insured may also cover a dependent child to the end of the year in which the Dependent reaches age 30 under certain circumstances.

How to Waive Out of this Plan?

Beginning July 1  -  August 31, 2009, Embry-Riddle Students can access the Insurance Waiver online in Web Advisor. International students and ERLI students cannot complete the on-line
waiver. Please see above under "Who is Eligible" for instructions.

  1. Start in ERNIE and click on Insurance Waivers under Student Resources.
  2. Log into WebAdvisor and select the STUDENT box if you are a continuing student; select APPLICANT box if you are a new student.
  3. Click on "insurance Waivers" under the Financial Information banner.

The Waiver will not be available to complete until July 1st. Download the complete plan highlights for further insurance information. Failure to waive the insurance by the semester deadline will result in the non-refundable insurance fee remaining on your student account. Embry-Riddle is not responsible for insurance waivers that are submitted after the deadline. If you need additional information or are having trouble waiving out, please contact the Health Services office at (386) 226-7917.

An Overview of Your Plan Benefits

Global Emergency Services

Enrollment with United Healthcare Student Resources includes a unique
global emergency services from Scholastic Emergency Services (SES).
This program immediately connects you to doctors, hospitals, pharmacies,
and other services if you experience a medical emergency while traveling
100 miles or more from your permanent residence, campus location, or in
another country. Click here for more details.

DOWNLOAD PLAN HIGHLIGHTS

Please download the complete plan highlights in pdf format to review coverage, exclusions, and limitations.

The Preferred Provider for this plan is UnitedHealthcare Options PPO. If care is received from a Preferred Provider any Covered Medical Expenses will be paid at the Preferred Provider level of benefits. If the Covered Medical Expense is incurred due to a Medical Emergency, benefits will be paid at the Preferred Provider level of benefits. In all other situations, reduced or lower benefits will be provided when an Out-of-Network provider is used.

Questions – Need More Information?

Please contact your Student Health Center:

  • Daytona Beach Student Health Services: 386-226-7917
  • Prescott Student Health Center: 928-777-6653
  • UnitedHealthcare Student Resources Customer Service 1-800-767-0700 or 1-800-237-0903 ext. 6240